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Commercial Combined

Property Damage, Business Interruption, Employers Liability, Public/ Products Liability

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Cover details
Comprehensive, flexible covers for a wide range of businesses providing your commercial customers with the protection they need.

Our policy protects against 

  • Damage to buildings, contents, stock and miscellaneous items
  • Business interruption
  • Your liability for injury to employees
  • Your liability for third party property damage
  • Your liability for injury caused by products manufactured or sold
  • At your request, we can extend the policy to include money, loss of rent, glass, terrorism and legal expenses  
Appetite

Sweet Spot

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • Manufacturing
  • Warehousing/Wholesale
  • Retail
  • Entertainment/Leisure
  • Services

Positive Risk feature

Factors we will take into account to make our sweet spots even more competitive.

  • Sprinklered Risks
  • Non-combustible Construction
  • Good Risk Management
  • Single Occupancy
  • Automatic Fire Alarm
  • Spread of Risk
  • Central Station Monitored Security Alarm
  • No unattended trade processes

Showstoppers

Risks we would never write, or write only rarely forming a small part of a wider portfolio.

  • Nightclubs
  • Recycling and Waste
  • Significant North American Exports
  • Unoccupied Properties
Product Contacts

It's easy to contact the Intact Team and we are always happy to help.

Need more help?

View broker support

Why Intact Insurance?
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Residential properties

Insurance for commercial customers looking to insure residential properties let for income, including houses and blocks of flats.

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Dublin skyline
Financial stability

Rest assured knowing we’re rated A2 by Moody’s and trusted as an insurance provider by FTSE 100 companies.

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Over 75 years' experience

Choose a service you can depend on from quote to claim, with over 75 years of experience in professional and financial insurance.